There’s nothing quite like being a homeowner. But this joy can quickly be overshadowed by the burdens and hassles of major repairs. That’s why Moovers Chicago has assembled some details on when and why a home warranty can come in handy, allowing you to make a more informed decision about what’s right for you.
What is a home warranty, and what are the benefits of having one?
A home warranty essentially is a warranty that allows you to take care of your home systems quickly and easily with the help of professionals who are on call to assist when these issues arise. The main difference between a home warranty and home insurance is that the latter protects against disaster and/ or theft.
A home warranty, on the other hand, ensures that major systems like your plumbing, electrical, and HVAC system will be maintained if anything has to seriously go wrong with them, in addition to catering for major appliances such as your dishwasher, your refrigerator, microwave, your oven, and cooktop. This also means that you have access to a list of contractors available to come out when you need them, as opposed to searching for a reputable repairman and then having to wait until you can get an appointment with them.
How to choose the correct home warranty for you
Given that you are likely to find many home warranty companies that over-promise and under-deliver, it’s a good idea to do your research beforehand so that you know what you are getting into when you sign on the dotted line.
Check what the coverage includes
Checking what the coverage includes and then going back to the drawing board and seeing what you need coverage for in your home is a good place to start from. Also, you want to read the contract thoroughly to spot any dubious fine print you might not have been made aware of. Another thing you might want to take special notice of is if there are any coverage gaps, which might result in you having to pay the difference between a repair or replacement.
And then there’s the cost to consider as well and whether this will fit within budget, bearing in mind that the cost of a home warranty can vary depending on the size of your home where it is based and, of course, the coverage required. Reviews are also helpful if you don’t have a clue about whom to consider in the first place.
Keeping your documents organized
Since your home warranty will usually include a contract that needs to be renewed every year, it is vital to keep this information in a safe place for easy retrieval. You might want to consider storing these documents online so that you don’t need to look around for them when disaster strikes. To make it easier to stay organized, you can save multiple pages as a single PDF; then, if you need to delete PDF pages later, you can do so using this free tool.
Protecting your home against the unfortunate is something one needs to do if you don’t want to risk forking out large amounts of money to repair essential systems within your home. Furthermore, it’s just a huge relief knowing that someone has your back in times of crisis where you don’t need to panic wondering who to call and if they can help you.
Moovers Chicago is the best moving service in Chicago, hands down. Whether you’re commercial or residential, you can trust our certified movers to get the job done. Call 773-474-2691.
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